SMSFs give their members control over how their retirement savings are invested. You choose the investments and the insurance, and you run every aspect of the fund yourself our under the advice of a financial adviser. With greater control comes more responsibility. As part of our Ongoing Service, we will assist in the management of your SMSF. 

At Smart Private Wealth, we'll take the time to get to completely understand you and your financial goals, so we can work together to structure the most suitable SMSF strategy for your needs. We can also assist with protection of existing assets and estate planning based on changes to your lifestyle.

We have the expertise and experience to guide you through the process, helping you research options and manage your fund.
Our approach to commercial property and SMSF is underpinned by our strategic and deep understanding of tax and financial structures, ensuring that your money and your super will work harder for you.
We offer advice to help you with your self-managed super fund (SMSF) strategy whether you’re a retiree who is self-funded, a business owner looking to maximise assets within super or an individual wanting to take control of your own superannuation investments.

We follow a hands-on approach towards strategic SMSF planning, helping you with the following:

• Understanding the value of setting up an SMSF
• Setting up and structuring an SMSF
• Bringing existing assets into an SMSF
• Maximising returns through strategic investments
• Best investments for your SMSF
• Identifying the best tax outcomes by utilizing an SMSF
• Managing changes to personal circumstances such as a marriage breakdown
• Compliance and administrative needs for your SMSF
• Best ways to utilise an SMSF in retirement

We understand SMSF and how to use it. We'll research and invest in your structure to ensure your goals are met. We'll constantly monitor your SMSF to ensure compliance with any regulatory changes. It's our responsibility to stay in front of SMSF legislation changes. You can trust in our expertise in this area and our ongoing training and accreditations to remain at the forefront of all superannuation developments and requirements.

You can borrow money through your super fund to cover an investment purchase, but you need a special SMSF loan to do it. And it's getting increasingly hard to find lender who offers these products. Most lenders have pulled out of the SMSF home loan market due to the potential risks associated with these products for lenders. AMP, Macquarie Bank, St.George and the Big Four banks all previously offered these types of loans, and have all exited the SMSF loan market.

Our Mortgage & Lending specialists are accredited with SMSF lenders and can assist with securing the right loan for your SMSF investment. Our mortgage brokers offer the advantage of having of an accounting background, meaning we’re looking at your figures with a strategic mind in collaboration with our Smart Private Wealth financial advisers.