There is no point in having a theoretically beautiful financial plan if it is not intelligently designed, considering all aspects of wealth, especially tax and wealth protection.

At Smart Private Wealth, our approach to financial advice is underpinned by our strategic and deep understanding of tax and financial structures, ensuring that our advice is holistic by nature. We look at everything and consider every angle of your wealth, leaving no stone unturned to ensure your wealth remains exactly where you want it to.

No part of your financial life operates as a silo. They are all interlinked and must work synergistically with each other. It is critical to receive financial advice that considers all aspects of your financial life, not just a small percentage of it.
At Smart Private Wealth we offer our clients a dynamic combination of four critical financial services in-house, including:

• Financial Planning
• Management Accounting
• Taxation Advisory
• Mortgage & Lending

We know more because we do it all.

At Smart Private Wealth, client education is a pivotal step in our engagement and is our key point of difference.

We see it as our responsibility to offer you as much education and clearly articulated information, giving you the confidence to make informed financial decisions that you feel good about. We believe the smarter we make our clients, the more connected they become to their finances. Our smartest, most informed clients are the ones whose financial portfolios are performing best.

In addition to our 'plain-English' approach, we offer ongoing webinars and a library of online video content to support your financial education, all designed to help anyone better understand the complexities of their finances, asset protection and wealth accumulation.

Most people are not aware of the massive conflicts of interests that exist in the delivery of financial services. These conflicts tend to enrich the financial advisor more than the clients they are supposed to be serving.

At Smart Private Wealth, we refuse to accept any form of compensation from the sale of investment products nor any third-party referral fees. Our compensation comes directly from our clients. This fee structure assures you that the advice we provide is unbiased and is in your best interest. Read more about our fee structure here.

We don't structure your strategy around the stock-market if that's not an approach that doesn't sit well with you.

Rather, we structure around your goals, aspirations and objectives. Our Smart Private Wealth financial advisors will measure progress based on the achievement of your personal targets such as putting away towards retirement – whether or not the contribution amount matched what was planned at the beginning of the year.

We address estate planning or risk management issues. We will help you to set realistic, achievable goals and then coach you throughout the year so these goals are met. Check out our Financial Planning process here.

At Smart Private Wealth, our value lies in our ability to understand the problems you have, and to clarify your ideas and dreams, working toward those becoming reality. 

Obviously, we can’t promise you will retire on your own private island at the age of 45 if you’re working part time and have no superannuation. We’re not magicians!

What we CAN do, is show you what’s possible with what you have, and also show you how you can make realistic changes to your current lifestyle to help you head in the direction toward your goals. Our sophisticated approach to detailed cashflow modelling is a gamechanger.

We help people see the possibilities. As goals-based advisers, we start off with helping you articulate what’s important to you. And once we help you clarify what you’d like to achieve with your finances and your life in the short, medium and long term, we can develop financial strategies that suit you.

Australian's receiving financial advice say they have greater financial security and believe that they could cope for longer if they were suddenly unable to earn
an income from working. Two in five (40.1%) advised Australians believe they could sustain themselves for more than six months compared to one in five (20.7%) of those who do not receive advice. Money matters a lot to most Australians. At Smart Private Wealth, our goals-based approach to financial advice is a proven way of addressing the stress and anxiety that often accompany money matters, ensuring you are connected to your financial plan. For us, it's about more than money; it's about taking control of your life and your overall well-being.